Pilot Program Brief · Confidential
WealthWise Kids™ · Financial Behavior Assessment
The $100 Week™
A browser-based financial behavior simulation that generates real behavioral data — not quiz scores.
Platform play.wealthwiselearning.com
Status Live — Pilot Release
Pilot Cohorts 2 Schools · GA & CA
Contact info@wealthwisekids.org

The $100 Week™ is a 5-day, browser-based financial behavior simulation for students ages 8–18. Each day, students receive a simulated weekly budget and face a real-world financial scenario — spend, save, invest, help a friend, navigate pressure. Their choices generate a FLIQ Score™ — a behavioral intelligence profile across four domains that tells educators not what students know about money, but how they actually behave with it under pressure. No curriculum needed. No app to download. No student accounts. Just a browser and a join code.

Financial literacy programs teach knowledge. They don't measure behavior.

Most financial education delivers content — lessons, worksheets, videos. Students can pass a quiz about budgeting and still spend their first paycheck in 48 hours. The gap isn't knowledge. It's behavior.

There is no standardized tool that gives educators real behavioral data about how their students make financial decisions under pressure. The $100 Week™ was built to fill that gap — starting with a free, 5-day simulation and a behavioral profile every student can receive in under a week.

The result is a dataset that no other program generates: observable, decision-level behavioral data that reveals the financial instincts students bring into every real-money situation they'll face for the rest of their lives.

The FLIQ Score™ — Four Behavioral Domains

Every choice a student makes in the simulation is scored across four behavioral dimensions. The FLIQ Score™ is not a knowledge test — it's a behavioral fingerprint captured in real-time decision-making pressure.

🛑
Impulse Control
IC · 0–2 pts
Does the student pause before acting on financial pressure, or react immediately? Measured across social temptation, comparison spending, and urgency scenarios.
📅
Planning Orientation
PO · 0–2 pts
Does the student think past the immediate moment? Measured through goal commitment, earning trade-offs, and multi-day consequence awareness.
👁️
Risk Awareness
RA · 0–2 pts
Can the student identify asymmetric risk before committing? Measured through investment scenarios, urgency tactics, and high-pressure offers.
💪
Resilience & Bounce-Back
RB · 0–2 pts
Does the student recover and adapt after a financial setback, or does disruption derail the rest of their decision-making? Measured through unexpected cost scenarios.

FLIQ Score™ ranges from 0–8. Students receive a behavioral profile label (Explorer → Exceptional) and a written description of their financial decision-making tendencies. Facilitators receive a class-level report with trait averages and a targeted facilitation insight.

Five days. One browser. No infrastructure required.

1
Facilitator · 2 min
Create a session
The facilitator visits play.wealthwiselearning.com/facilitator.html, enters class details, selects an age band, and receives a unique 4-character join code. No technical setup. No IT involvement required.
2
Students · 15–20 min/day · 5 days
Students play the simulation
Each student visits the student URL, enters the join code, and begins the simulation. Each of the 5 days presents a new financial scenario. Students make a single choice — no right or wrong answers — and receive a reflection prompt. All participation is anonymous. No name, email, or login required.
3
Daily · Facilitator-led · 20 min
Facilitate the debrief
The facilitator dashboard includes a full Day Guide — scripted discussion prompts, warm-up activities, a "Knowing-Doing Gap" framework, and a behavioral answer key for each day. The program is self-contained and requires no prior training.
4
After 5 completions · Unlocks automatically
Access the class FLIQ Score™ report
Once 5 or more students complete the simulation, the facilitator's class report unlocks — showing aggregate FLIQ Score, trait averages by domain, score band distribution, behavioral profile breakdown, and a targeted facilitation insight. Exportable as CSV. Printable as a formal document.

Three age bands. One platform.

The $100 Week™ automatically adjusts scenario complexity, language, and starting budget based on the age band selected by the facilitator. All three bands use the same underlying FLIQ Score™ framework — enabling longitudinal tracking as students grow.

🌱
Explorer
Ages 8–11
$20 Sim
Simplified scenarios, accessible language. Designed for afterschool programs, elementary settings, and youth org environments.
🔨
Builder
Ages 11–14
$50 Sim
Core FLIQ framework in full. Balanced social pressure, earning, and recovery scenarios. Designed for middle school and community programs.
🎯
Strategist
Ages 14–18
$100 Sim
Full behavioral intelligence framing with adult-relevant financial language. Designed for high school, workforce prep, and college-readiness programs.

Designed for: YMCAs, afterschool programs, community organizations, school districts, charter networks, workforce development programs, and youth-facing nonprofits.

Early data. Clear signal.

The $100 Week™ completed its initial pilot phase across two schools — one in Georgia, one in California — representing both Title I and charter school populations.

2
Pilot Cohorts
2
States · GA & CA
Key Finding
Majority of students improved their FLIQ Score™ across the program week and demonstrated measurable gains in financial decision-making confidence — without any prior financial education instruction.

All pilot data was collected anonymously. No personally identifiable student information was stored at any point. Organizations interested in co-designing a larger pilot study are encouraged to reach out directly.

What it takes to run a cohort.

🌐
Any modern browser
Chrome, Firefox, Safari, Edge. Works on laptops, Chromebooks, tablets, and smartphones. No app download required.
⏱️
15–20 min per session
5 sessions total, one per day. Designed to fit inside a standard class period or afterschool program block.
👤
No student accounts
Students join with a 4-character code. No email, no login, no personal information collected at any point.
🎓
No facilitator training required
The dashboard includes a full scripted Day Guide for each session. Facilitators are ready to run in under 5 minutes.
📊
Minimum 5 students for class report
The aggregate class FLIQ Score™ report unlocks automatically once 5 or more students complete the simulation.
💻
No IT setup or integrations
No LMS integration, no SSO, no firewall configuration. Share a URL and a code. That's the full setup.
COPPA Compliant FERPA Aligned Zero PII Collected Anonymous by Design No Data Sold

The $100 Week™ is the entry point.

The FLIQ Score™ generated in the simulation is not a one-time result — it is a longitudinal behavioral data layer that connects to every product in the WealthWise Kids™ platform. Organizations that partner on The $100 Week™ gain access to a complete financial literacy ecosystem built on the same behavioral science framework.

WealthWise Foundations™
5-Week Curriculum · Classroom-Ready
A structured 5-week in-class program that takes the behavioral pressure points from The $100 Week™ report and translates them into hands-on financial skill-building activities — designed for any classroom, no financial background required.
CoinQuest™
Student Fintech App · Simulated Banking
A simulated digital banking experience where students save, spend, budget, and invest — building real financial habits with zero real-world risk. Banking literacy before the stakes are real.
WWK Adventures™
Story-Driven · Character IP
Story-driven experiences following six diverse characters through real financial crossroads — where students see their own FLIQ behavioral patterns reflected in characters who look like them.
FLIQ Runner™
Game Assessment · Engagement Layer
An arcade-style assessment game set in the Vela City universe — the same four FLIQ behavioral domains measured through gameplay instead of scenarios. Built for high engagement environments.
Next Steps
Ready to run a pilot with your program?
We'll walk you through setup, configure your cohort, and be available throughout your pilot week. The $100 Week™ is free to pilot — no contract, no commitment required.
Get in Touch → info@wealthwisekids.org